background

Terms & Conditions

1. Introduction

Welcome to TOC Consultants (“we”, “us”, “our”). These Terms & Conditions (“Terms”) govern your use of our website at www.toc.ae (“Site”). By accessing or using the Site, you agree to comply with these Terms. Please read them carefully.

2. Definitions
  • User means any person accessing or using the Site.
  • Content means all text, images, data, audio, video, software, or other materials on the Site.
  • Services refers to information, tools, products, or services provided via the Site.
3. Use of the Site
  • You must be at least 18 years old or have parental/guardian consent to use this Site when required.
  • You agree to use the Site lawfully, honestly, and in good faith.
  • You shall not use the Site for any unlawful purpose or in a way that breaches any applicable laws in Tanzania, including but not limited to anti-fraud, cybercrime, copyright, and data protection laws.
4. Intellectual Property
  • All content on the Site (design, text, graphics, logos, software) is owned or licensed by TOC Consultants unless otherwise stated.
  • You may not copy, reproduce, distribute, modify, or create derivative works from our Content without prior written consent, except for your personal, non-commercial use with proper attribution.
5. User Content
  • If you submit content (e.g. comments, feedback, images) to the Site, you grant us a non-exclusive, royalty-free, worldwide, perpetual licence to use, reproduce, display, and distribute such content.
  • You represent that you own or have the necessary rights to grant that licence and that your content does not violate any third-party rights or laws.
6. Disclaimers & Limitation of Liability
  • The Site and Content are provided “as is” without any warranties, express or implied. KDG Africa does not guarantee that the Site will be uninterrupted, error-free, or completely secure.
  • To the maximum extent permitted by law, TOC Consultants is not liable for any damage (including direct, indirect, incidental, consequential) arising from your use of the Site or inability to use it.
7. Third-Party Links & Services
  • The Site may contain links to third-party websites or services. We are not responsible for their content, privacy practices, or terms. You use them at your own risk.
  • If any third-party service requires you to register or submit data, you do so in accordance with their terms and policies.
8. Changes to Terms
  • We reserve the right to modify or update these Terms at any time. We will post updated Terms on the Site and indicate the date of last revision.
  • Your continued use of the Site after changes are posted constitutes acceptance of the new Terms.
9. Termination

We may suspend or terminate your access to the Site at our discretion, without notice, for breach of these Terms or for any other reason.

10. Governing Law & Dispute Resolution

These Terms are governed by the laws of the United Republic of Tanzania. Any disputes arising under or in connection with these Terms shall be subject to the jurisdiction of the courts of Tanzania.

11. Contact Information

If you have any questions about these Terms, please contact us at:

TOC Consultants
Email: info@toc.ae
Address: 610, 3rd Floor, The Offices 3, One Central, Dubai World Trade Centre, Dubai, UAE

Last updated: 1st January 2025